All patients are encouraged to have at least major medical insurance coverage. The ACA legislation does exempt patients from the underinsured/noninsured tax if you have major medical/catastrophic coverage and a physician on retainer, which is what you get with NewCare MD.
One way to save money on your healthcare is by getting insurance with low premiums and high deductibles. DPC doctors strive to eliminate insurance claims. Let’s say you need some routine lab tests. Why pay $200 toward a deductible you’re unlikely to meet when you can get the same tests from a DPC doctor for $15 in cash? (Added bonus: in many cases these tests can also be applied to your catastrophic coverage deductible!)